融资

澳门太阳城App下载提供定期付款 计划 option via the TouchNet billing site as a short-term financing option for semester 指控.  报名费是20美元.  Information about this option will be provided to the families of all enrolled students. 如有疑问，请联系 澳门太阳城App下载会计处. 

联邦直接父母加贷款

适用于美国父母.S. 仅限公民或符合条件的非公民.

This credit-based federal loan enables parents to borrow directly from the Federal Government up to the cost of attendance minus any financial aid. Only one master promissory note is needed throughout a student's enrollment at Colgate. 

2024-25年的利率固定为9.083%, and borrowers pay an origination fee of 4.228%. Repayment begins 60 days after loan disbursement and continues for up to 10 years. 

首先, FAFSA, or Free Application for Federal Student 援助, should be submitted online. 在那之后，父母可能会来拜访 studentaid.政府 开始贷款申请流程. 如需更多资料，请浏览我们的网站 援助的种类 页或您可以联系 财政援助办公室.

联邦直接毕业生加贷款

提供给研究生谁是美国.S. 仅限公民或符合条件的非公民.

This credit-based federal loan enables graduate students to borrow directly from the Federal Government up to the cost of attendance minus any financial aid. Only one master promissory note is needed throughout a student's enrollment at Colgate. 

2024-25年的利率固定为9.083%, and borrowers pay an origination fee of 4.228%. 偿还, graduate student borrowers of PLUS loans are placed on an automatic deferment while in school and for six months after graduating, 离开学校, 或者低于一半的入学率.

首先, FAFSA, or Free Application for Federal Student 援助, should be submitted online. 在那之后，研究生可能会访问 studentaid.政府 开始贷款申请流程. 如需更多资料，请浏览我们的网站 援助的种类 页或您可以联系 财政援助办公室.

只供非资助澳门太阳城App下载家长使用.

For those parents interested in stabilizing 学费 指控 during their child’s undergraduate enrollment, 澳门太阳城App下载大学 has developed a prepayment option. 学费预付计划 offers parents the opportunity to prepay 学费 for two, 三个, or four years at the current rate of annual 学费 set for the first year of participation in the 计划, which protects families from probable future increases.

Participation is limited to parents of students who are in full-time attendance and are not receiving Colgate financial aid. (Plan participants may, however, apply for federal aid.)只交学费 指控 包括. 所有其他费用包括住宿费、餐费等.，按帐单支付.

Specific details of this 计划 are available on the 澳门太阳城App下载会计处 网页.

适用于所有家长.

这个计划提供退款 学费 in the event of withdrawal due to medical or emotional reasons, in accordance with the terms set forth by the contract. 信息每年发送给家长 A.W.G. 杜瓦公司.，(617-774-1555)，保险公司. 

Specific details of this 计划 may be obtained by contacting the 澳门太阳城App下载会计处 at 315-228-7421 or by email at stuaccounts@curbside-limo.com.

只提供给美国澳门太阳城App下载.S. 公民或符合条件的非公民.

联邦直接贷款 are available to undergraduate students, 无论家庭收入如何, 最多5美元,第一年500美元, $6,第二年是500美元, 和7美元,第三和第四年是500美元. 研究生 students may borrow up to $20,500 in a federal direct unsubsidized loan in an academic year. Undergraduate students may be eligible to borrow through the subsidized portion of the Federal Direct Loan program, in which no interest accrues while the student is enrolled at least half time. 然而, 至少2美元,000 of each of these amounts can be offered only through the unsubsidized portion of the program.

利率 for the 2024-25 academic year can be viewed 在这里.

在该计划的无补贴部分, interest accrues while the student is in school and may be paid or capitalized. In both portions of the program borrowers pay an origination fee of roughly 1%. Colgate will always offer as much subsidized loan as possible before offering unsubsidized loan; however, in some cases the student is eligible for an unsubsidized loan only. 

申请联邦直接贷款的步骤:

• 提交 FAFSA or Free Application for Federal Student 援助 online.
• Request your loan eligibility on your 金融援助 门户网站 通过填写“联邦直接澳门太阳城App下载贷款申请，请在补充表格页面上填写.

欲知详情，请浏览我们的 援助的种类 页或您可以联系 财政援助办公室.

所有澳门太阳城App下载均可参加.

校园就业 provides another opportunity for students to contribute toward their educational costs. While students with a work-study amount in their aid offer receive priority in hiring, 许多工作向所有澳门太阳城App下载开放. 更多的 than half of the students who work on campus are not aid recipients.

更多的 information about student employment can be 在这里找到.

This type of student loan is provided by a private lending institution and must be repaid by the borrower, 有兴趣地. Private alternative loans require a credit application with the lender, and can be borrowed in either the student’s or the parent’s name. Often a student will need a credit-worthy co-signer in order to be approved.

我们鼓励家庭利用奖学金, grants and the Federal Direct Loan Program before borrowing a private alternative loan. Federal loans may offer lower interest rates and more advantageous repayment terms than loans from private lenders. 访问 这个联邦网站 比较资料.

Please investigate you and your parents' eligibility to borrow through the Federal Direct Loan program. 如果尚未提交，请提交 FAFSA (Free Application for Federal Student 援助) 应该完成, 应该澳门太阳城App下载的办公室, so we may assess your eligibility for federal borrowing.

If t在这里 is interest in pursuing a private alternative loan, it is important to compare loan details before finalizing a borrowing decision. 澳门太阳城App下载大学 does not maintain a preferred lender list. When comparing lenders, students and parents should consider multiple factors, such as:

• 资格要求
• 利率
• 偿还条款
• 延期的选项
• 变量和. 固定利率
• 申请费和/或申请费